Even in this case I can file for bankruptcy?

I filed for bankruptcy in the past, you may submit it again?

Yes a person can file bankruptcy more than once, but you need a certain period of time since you last filed for bankruptcy, waiting to receive a discharge of debts incurred in current or recent. The basic policy is based on the failure of the U.S. Code to allow anyone to get a fresh start from their debts. Unfortunately, unforeseen circumstances such asDeath, divorce or unemployment may require the submission of a new bankruptcy law. The time to wait between entries depends on which type of bankruptcy that you received earlier, and which type of bankruptcy to file now.

Bankruptcy Attorneys Portland Oregon

If you filed a Chapter 7 bankruptcy (also called "liquidation" or "deep discharge"), and you have to wait eight years before filing again for a new Chapter 7 discharge. Note that the eight years from theDate of first registration, not the date of first discharge. Most consumers file for Chapter 7 bankruptcy. Chapter 7 bankruptcy liquidation court judge enters an order download the most debt, including credit cards, loans and other types of debt, but not child support, support spousal, and some taxes.

Even in this case I can file for bankruptcy?

If you registered before a bankruptcy Chapter 13 (also known as "wage earner repayment plan" known), you can create a new file for Chapter 13 bankruptcywas presented just two years after the original petition. In Chapter 13 bankruptcy, the bankruptcy court judge creates a repayment plan in favor of the debtor for a period, usually 3-5 years.

If you filed a Chapter 7 bankruptcy, you are entitled to a new Chapter 13 bankruptcy after four years preceding the application file.

If you filed a Chapter 13 bankruptcy, you must be six years before the submission of a waiting periodChapter 7 bankruptcy. This rule applies only if more than seventy percent of the plan is ready. If less than seventy percent complete, it may be better to consider a petition to convert the existing Chapter 13 repayment plan in a Chapter 7 discharge.

To convert a Chapter 13 repayment plan in a Chapter 7 liquidation, you must meet the requirements for clearance, to prepare the appropriate forms and place them with the bankruptcy court. In alimited number of cases, a Chapter 7 "reconverted" to be back in a Chapter 13 bankruptcy. Some courts do not allow borrowers to convert or re-qualification of their failures. A bankruptcy lawyer to advise you when a conversion or reconversion is allowed in the particular bankruptcy court.

It 'also important to recognize that under the Fair Credit Reporting Act, bankruptcy can be viewed both on a consumer credit report after bankruptcy if the case presented within ten years of each other. In addition, new accounts and the accounts are reported with a confirmed date of delinquency later.

In summary, there is no limit the number of consumers can file for bankruptcy. You may have to wait a certain period of time between filings. This time may vary depending on the type of failure that has previously presented and now the type of file for bankruptcy. Presentation of a newBankruptcy> can have serious consequences, such as the ability to convert or negative information on your credit report.

Even in this case I can file for bankruptcy?